Insurance Mistakes to Avoid: Don’t Risk Being Underinsured

Insurance Mistakes to Avoid: Don’t Risk Being Underinsured

Too many Americans mistakenly believe that the coverage limits of their home owners insurance policy are linked to the market value of their home, according to the Insurance Information Institute.

Americans Still Believe in Home Ownership

Americans Still Believe in Home Ownership

Washington, March 18, 2011—Despite a historic real-estate market upheaval that sent foreclosure rates skyrocketing, Americans still have a deep attachment to home ownership.

Furthermore, they consider home ownership an integral part of an American Dream in which they still believe, according to poll results announced today by The Allstate Corporation and National Journal.  

No Sweat: Programmable Thermostats Save on Energy Costs

No Sweat: Programmable Thermostats Save on Energy Costs

Advanced programmable thermostats give you precise control over your heating and cooling, helping to reduce wasted energy.

Majority Believe Housing Prices Will Hold Firm in 2011

Majority Believe Housing Prices Will Hold Firm in 2011

Americans are more confident about the stability of home prices than they were at the beginning of 2010, even though they lack confidence in the strength of the economy, according to a survey from mortgage giant Fannie Mae:

Existing-Home Sales Rise Again In January

Existing-Home Sales Rise Again in January

Green Cleaning Makes Showers and Baths Shine

Green Cleaning Makes Showers and Baths Shine

10 Common Errors Home Owners Make While Filing Taxes

10 Common Errors Home Owners Make While Filing Taxes

Estate Tax, Tax Credits, Flood Insurance: An Update on Tax Issues

Estate tax in flux

Even top tax experts confess confusion as they try to figure out what’s happening with the estate tax.

Here’s a quick summary: As of October 2010, Congress still hasn’t restored the federal estate tax despite predictions they would reinstate it retroactive to January 1. Now, many experts are saying that Congress isn’t likely to pass a retroactive estate tax this year. The 2011 status remains a mystery.

Foreclosure Process: How State Laws Vary

Foreclosure is not a universal, single situation. Each state has its own complex rules and timelines for how foreclosures are handled, and even within each state there may be more than one type of foreclosure. You need to know the steps of foreclosure, whether your state has judicial or non-judicial foreclosures, your state’s quirks, and any possible loopholes.